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THE COST OF NO REFORM: EVERYBODY PAYS.

JAMES BUFORD | SEPTEMBER 20, 2009 | REFORM
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President & CEO, St. Louis Urban league
James Buford is President & CEO of the St. Louis Urban league. Please visit www.ulstl.org for more infomation.

As we all know healthcare reform has once again become a hot-button issue for the American public. Not since the Clinton-era have we heard such a heated debate on whether the government needs to reform healthcare. Statistically speaking, the need is undeniable: at an average annual cost of $7,439 per person, medical debt is the principal cause of personal bankruptcies in the United States. Today, more than 45 million people live without medical coverage in this country and, as a result, many are unable to pay their mounting doctor and hospital bills, resulting in billions of dollars in losses for the healthcare industry. 

In our country’s public-private healthcare system, Medicaid pays for medical care for low-income individuals, families and disabled persons and Medicare pays for healthcare for our nation’s retirees. Despite this, there is a noticeable healthcare funding gap for: individuals who are ineligible for health insurance due to pre-existing conditions; part-time and full-time workers who are unable to pay expensive premiums; and newly laid-off workers who cannot pay for COBRA coverage. In the end, everyone pays for the healthcare woes of the nation. Now is the time for healthcare reform in this country. 

Jason Heller
09/20/2009 07:39:45 PM
I'm still so confused about what healthcare reform actually means!

As a self employed individual I have had to pay a ridiculous amount for health insurance. I never understood until I left my left company just how bad it is. I'm still trying to figure out a solution. It is really painful.

Is there relief in sight?
Cary Bynum
09/21/2009 10:01:32 AM
So given all the rhetoric about how to fix this situation, what is the one thing you feel has to be part of Reform? Is it coverage? More?
Scott Hughes
09/21/2009 10:51:36 AM
Working in the part of the hospital that makes sure that insurance covers procedures, I find some of the arguments against President Obama's health reform proposals ridiculous. Daily, I see Insurance company "Death Panels" deciding what get's covered and what doesn't. I see illegals already saturating emergency rooms and Labor and Delivery for free care. I see seniors tricked into Medicare HMO's that deny everything! I see plans that split and multiply to the point that participants can, in no way, understand their coverage.

Furthermore, people all of the sudden seemed concerned about the rising cost of our National Debt. I'd like to know who's plan you support that will leave your grand children with no burden at all? As far as government over-intrusion into the lives of citizens, many of those protesting the public option on those grounds are doing so with a Medicare card in their wallets???

You say America has the best healthcare system in the world... On what grounds do you base that? Have you ever been under another Nation's healthcare system? You may say that some people have to wait so long for care that they come to the U.S. to have treatment. To that I must say, if they can AFFORD to come to the U.S. for treatment, they can afford to PAY for treatment at home and not wait; just like you would be able to.

All of the sudden the poor insurance companies are being unfairly burdened with having to actually provide for their insured's. (Even with ridiculous policies like "Domestic Violence" being a "Pre-existing Condition"

Well, to the lawmakers I just would like to ask which of you are willing to give up your "Public Option" healthcare???

And to those of you angry constituents, I pray you don't ever get sick.
Michael Morris
09/21/2009 11:43:58 AM
I sincerely believe that adequate health care is a basic human right that should be provided to every citizen in a decent society. Since I veiw it as a basic right, in my opinion, when profit margins are introduced into the equation it leads to bad results. That is what we have seen in this country and in order to change it we have to change the way we view. A viable public option should; therefore, be a big part of any reform that takes place.
Michael Morris
09/21/2009 11:43:58 AM
I sincerely believe that adequate health care is a basic human right that should be provided to every citizen in a decent society. Since I veiw it as a basic right, in my opinion, when profit margins are introduced into the equation it leads to bad results. That is what we have seen in this country and in order to change it we have to change the way we view. A viable public option should; therefore, be a big part of any reform that takes place.
Lisa Schneider
10/07/2009 03:49:29 PM
As a healthcare worker I would like to see more reform done with insurance and the billing practices. My insurance is complex and hard for me to understand. What doctor can I see, what hospital can I use,what lab can I use?
Since I am BJC you would think it's simple.
It very confusing for everyone to know exactly how you plan works.
Also, medical errors cause patients to get a billed or not billed at all.
If insurance and billing became more standardize I think everyone would benefit.
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